ARTICLES AND INSIGHTS

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8 Key Highlights from URA’s 2025 Draft Master Plan — What It Means for You as a Property Buyer.

The Urban Redevelopment Authority (URA) has unveiled its Draft Master Plan 2025, outlining how Singapore will evolve over the next 10 to 15 years. With a strong focus on building liveable towns, enhancing connectivity, and celebrating heritage, this new plan presents strategic opportunities for both homebuyers and investors.

Here’s what you need to know and how it could influence your next property decision

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Stuck in Property Limbo? The 15-Month Wait-Out Rule Might Be Ending Sooner Than You Think!

If you’re a private property owner planning to right-size into a resale HDB flat, you’ve probably felt the frustration firsthand. Since 2022, you’ve been subject to a 15-month wait-out period before being allowed to purchase a resale HDB flat — even if you’ve already sold your private property. Whether you're looking to move closer to family, free up funds for retirement, or downsize to a more manageable home, this rule has left many in a state of limbo.

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How To Calculate Rental Yield Like a Pro?

Whether you're a first-time investor or an experienced landlord, understanding rental yield is critical to making smart property decisions. In simple terms, rental yield tells you how much income you're earning from your property investment—relative to its cost.

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Buying Property in Trusts: What You Need to Know

In recent years, buying property in a trust has become an increasingly popular strategy among high-net-worth individuals and savvy investors in Singapore. While it may seem complex at first, understanding how property trusts work can open up powerful avenues for wealth preservation, legacy planning, and tax structuring.

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How to Price Your Home to Sell (Without Underselling)

Selling your home isn’t just about naming a price and waiting for offers—it’s about setting the right price that attracts buyers without sacrificing your gains.

In today’s savvy market, overpricing can leave your home sitting for months, while underpricing may cost you thousands.

So how do you strike the right balance?

Here are 5 key strategies to help you price your home to sell—while still securing the best possible outcome.

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Quantum Price vs $PSF: What Matters More in Today’s Property Market?

When it comes to buying or investing in property, one of the most common questions buyers ask is: “Should I focus more on the overall quantum price or the price per square foot ($PSF)?” Both metrics play a critical role in evaluating a property, but in today’s evolving market—and looking ahead into the future—there's a growing case for why quantum might just be taking the front seat. Let’s break it down in this article.

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Why Many People Are Caught in a Price Trap and Never Enter the Property Market?

Have you ever heard someone say, “I’ll wait for prices to drop before I buy a property”? Or perhaps, “Property is too expensive now, maybe next year.” If these lines sound familiar, you’re not alone. In fact, these are some of the most common thoughts that keep many people stuck in what I call the “Price Trap.” Let’s unpack why this happens—and more importantly, how to avoid falling into it.

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What is GFA Harmonisation and How Does It Affect You as a Buyer?

In June 2023, Singapore implemented the Gross Floor Area (GFA) harmonisation initiative to standardise floor area calculations across various government agencies, including the Urban Redevelopment Authority (URA), Building and Construction Authority (BCA), and Singapore Land Authority (SLA). This move aimed to eliminate inconsistencies in GFA measurements, promoting transparency and efficiency in the property market. What does it mean to you as a buyer?

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Are ECs a Hidden Gold Mine?

Did you know that the number of Executive Condominium (EC) units resold for at least $1 million in gross profit has more than doubled in 2024? According to a recent report by The Straits Times, 38 EC owners made at least $1M in profit when they sold their homes—an increase from just 15 units in 2023. Is EC a hidden Gold Mine?

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Buying Equities vs. Real Estate in Singapore: Pros and Cons

Investing is an essential part of wealth-building, and in Singapore, two of the most popular asset classes are equities and real estate. Both offer unique advantages and come with their own risks. Here’s a detailed comparison to help you decide which suits your investment strategy best.

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Equity Term Loan: How It Works and What You Need to Know

For many property owners in Singapore, their home is not just a place to live—it is also a valuable financial asset. If you're looking for ways to unlock the value of your property without selling it, an Equity Term Loan (ETL) may be the solution.

This article will break down what an equity term loan is, how much you can borrow, and important factors such as CPF usage and accrued interest.

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Fixed vs Floating Interest Rate Home Loans: Which is Better?

When financing a property in Singapore, one of the key decisions homeowners and investors must make is whether to choose a fixed-rate home loan or a floating-rate home loan. Each option has its advantages and drawbacks, and the best choice depends on factors such as interest rate trends, personal financial stability, and risk appetite.

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Why Mortgage Insurance is a MUST HAVE for Home Owners?

When purchasing a property, many buyers focus primarily on securing the best mortgage rates and affordability. However, one critical aspect that often goes overlooked is home mortgage insurance. This essential safeguard ensures financial security for you and your loved ones in the face of unforeseen circumstances. Here's why every property owner in Singapore should seriously consider it.

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Green flags to spot when choosing a New Launch

Remember the "blockbuster" fortnight we had recently when six new projects were launched over two weekends? I'm sure if you were a buyer in the market looking out for a new launch to purchase, you'll probably be scratching your head hard with all the choices that's available. Apart from the six that were launched over the two weekends, there are still a slew of new launches that are available to choose from in the inventory of projects that have yet to sell out.

Do you base it on the extravagance of the showflat? Or is how excited the cinematic project video is? I am sure you are smart enough not to be swayed by such things. That is why you are reading this article. Let's take a look at factors that make a new launch a green flag.

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6 Sustainable ways to cool your home

Living in Singapore’s tropical climate means we’re no strangers to heat and humidity. While air-conditioning is a staple in many homes, it’s not the only way to stay cool. Adopting sustainable cooling practices can help you save on energy costs and contribute to a greener Singapore. Here are six practical and eco-friendly ways to keep your home cool.

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Why Some People Cannot Afford to Buy an EC but Can Afford to Buy a Condo in Today’s Market?

In Singapore’s property landscape, many assume that Executive Condominiums (ECs) are more affordable than private condominiums, given their hybrid nature of being priced between public housing and private properties. However, a curious paradox exists: some buyers find themselves unable to afford an EC but can comfortably purchase a private condo. Why does this happen? The answer lies in the way loans are calculated for these two types of properties.

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Understanding Days on Market (D-O-M) and what does it mean to Sellers and Buyers?

In Singapore’s fast-moving property market, Days on Market (D-O-M) is a crucial factor that both sellers and buyers should be aware of. Whether you’re selling an HDB flat or a private condominium, how long your property remains on the market can significantly influence its final sale price and buyer interest. This article will explore what D-O-M means, why it’s important, and how it can impact your decisions in the Singapore property market.

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