ARTICLES AND INSIGHTS

Daniel Lin Daniel Lin

Estate Planning Basics – Why It Matters

Estate planning isn’t just for the wealthy or elderly — it’s about making sure your hard-earned assets are managed and distributed the way you want, while protecting your loved ones from unnecessary stress, disputes, or financial burden.

Read More
Daniel Lin Daniel Lin

Are Small Condo Units Still a Good Investment in Today’s Market?

In recent years, small condominium units — typically studios and one-bedders ranging from 400 to 600 sq ft — have gained popularity among certain buyer groups. With their lower price quantum and affordability, these units have often been seen as a gateway into private property ownership. But with today’s shifting market dynamics, the question many investors and homeowners ask is: are small units still a good investment?

Read More
Daniel Lin Daniel Lin

Does Old Condos Still Shine in Today’s Market?

In today’s property market, it often feels like the spotlight is always on new launches — sleek towers with state-of-the-art gyms, sky gardens, and infinity pools. But quietly, away from the buzz, older condominiums are enjoying a revival of interest. Buyers are beginning to ask: Do old condos still have a place in today’s market? The answer is a resounding yes — and here’s why.

Read More
Daniel Lin Daniel Lin

Is Your Property Still Growing — or Has It Reached Its Peak?

For most Singaporeans, property is not just a place to live — it’s also one of the biggest financial assets you’ll ever own. But here’s the question: is your property still growing in value, or has it already peaked?

That’s where a Property Health Check (PHC) comes in. Think of it like a health check-up for your home. It helps you uncover whether there’s still potential upside, plan your financing wisely, and align your property decisions with your long-term wealth and retirement goals.

Read More
Daniel Lin Daniel Lin

North Side - (Going To Be) Best Side?

During the National Day Rally 2025, Prime Minister Lawrence Wong unveiled bold plans under the URA Draft Master Plan 2025 to rejuvenate Kranji, Sembawang, and Woodlands. As a real estate professional, I see these announcements not just as urban renewal projects, but also as major catalysts for property values in the northern corridor. Let me break down the impact and highlight current opportunities in the market.

Read More
Daniel Lin Daniel Lin

The One Mistake Most Home Buyers Realise Too Late.

Many buyers focus on price, location, or timing—but overlook a hidden trap: loan tenure. As you age, your maximum loan shrinks while property prices climb. A few years’ delay can mean the home you could afford today becomes out of reach tomorrow. Time can turn a future upgrade into a downgrade—don’t wait until it’s too late.

Read More
Daniel Lin Daniel Lin

What’s an Approval-in-Principle (AIP) and Why It Matters?

If you're planning to buy a property in Singapore — whether it's your first home or your next investment — one of the first and most important steps you should take is getting an Approval-in-Principle (AIP) from a bank. But what exactly is an AIP, and why is it so crucial? Let’s break it down.

Read More
Daniel Lin Daniel Lin

8 Key Highlights from URA’s 2025 Draft Master Plan — What It Means for You as a Property Buyer.

The Urban Redevelopment Authority (URA) has unveiled its Draft Master Plan 2025, outlining how Singapore will evolve over the next 10 to 15 years. With a strong focus on building liveable towns, enhancing connectivity, and celebrating heritage, this new plan presents strategic opportunities for both homebuyers and investors.

Here’s what you need to know and how it could influence your next property decision

Read More
Daniel Lin Daniel Lin

Stuck in Property Limbo? The 15-Month Wait-Out Rule Might Be Ending Sooner Than You Think!

If you’re a private property owner planning to right-size into a resale HDB flat, you’ve probably felt the frustration firsthand. Since 2022, you’ve been subject to a 15-month wait-out period before being allowed to purchase a resale HDB flat — even if you’ve already sold your private property. Whether you're looking to move closer to family, free up funds for retirement, or downsize to a more manageable home, this rule has left many in a state of limbo.

Read More
Daniel Lin Daniel Lin

How To Calculate Rental Yield Like a Pro?

Whether you're a first-time investor or an experienced landlord, understanding rental yield is critical to making smart property decisions. In simple terms, rental yield tells you how much income you're earning from your property investment—relative to its cost.

Read More
Daniel Lin Daniel Lin

Buying Property in Trusts: What You Need to Know

In recent years, buying property in a trust has become an increasingly popular strategy among high-net-worth individuals and savvy investors in Singapore. While it may seem complex at first, understanding how property trusts work can open up powerful avenues for wealth preservation, legacy planning, and tax structuring.

Read More
Daniel Lin Daniel Lin

How to Price Your Home to Sell (Without Underselling)

Selling your home isn’t just about naming a price and waiting for offers—it’s about setting the right price that attracts buyers without sacrificing your gains.

In today’s savvy market, overpricing can leave your home sitting for months, while underpricing may cost you thousands.

So how do you strike the right balance?

Here are 5 key strategies to help you price your home to sell—while still securing the best possible outcome.

Read More
Daniel Lin Daniel Lin

Quantum Price vs $PSF: What Matters More in Today’s Property Market?

When it comes to buying or investing in property, one of the most common questions buyers ask is: “Should I focus more on the overall quantum price or the price per square foot ($PSF)?” Both metrics play a critical role in evaluating a property, but in today’s evolving market—and looking ahead into the future—there's a growing case for why quantum might just be taking the front seat. Let’s break it down in this article.

Read More
Daniel Lin Daniel Lin

Why Many People Are Caught in a Price Trap and Never Enter the Property Market?

Have you ever heard someone say, “I’ll wait for prices to drop before I buy a property”? Or perhaps, “Property is too expensive now, maybe next year.” If these lines sound familiar, you’re not alone. In fact, these are some of the most common thoughts that keep many people stuck in what I call the “Price Trap.” Let’s unpack why this happens—and more importantly, how to avoid falling into it.

Read More
Daniel Lin Daniel Lin

What is GFA Harmonisation and How Does It Affect You as a Buyer?

In June 2023, Singapore implemented the Gross Floor Area (GFA) harmonisation initiative to standardise floor area calculations across various government agencies, including the Urban Redevelopment Authority (URA), Building and Construction Authority (BCA), and Singapore Land Authority (SLA). This move aimed to eliminate inconsistencies in GFA measurements, promoting transparency and efficiency in the property market. What does it mean to you as a buyer?

Read More
Daniel Lin Daniel Lin

Are ECs a Hidden Gold Mine?

Did you know that the number of Executive Condominium (EC) units resold for at least $1 million in gross profit has more than doubled in 2024? According to a recent report by The Straits Times, 38 EC owners made at least $1M in profit when they sold their homes—an increase from just 15 units in 2023. Is EC a hidden Gold Mine?

Read More
Daniel Lin Daniel Lin

Buying Equities vs. Real Estate in Singapore: Pros and Cons

Investing is an essential part of wealth-building, and in Singapore, two of the most popular asset classes are equities and real estate. Both offer unique advantages and come with their own risks. Here’s a detailed comparison to help you decide which suits your investment strategy best.

Read More