Understanding Your Needs: We begin with an in-depth discussion to understand your requirements, including property type (e.g., HDB, condominium, landed property), preferred locations (e.g., Central, East, West, North, South), budget, and long-term investment goals.

Market Overview: Provide a brief overview of the current real estate market in Singapore, including trends, opportunities, and any upcoming developments that might be of interest.

Mortgage Pre-Approval: Assistance in getting pre-approved for a mortgage, a crucial step where knowing how much the bank can loan to you is paramount. This includes connecting you with reputable banks and mortgage brokers.

Financial Planning: Guidance on budgeting and financial planning, considering factors like Additional Buyer's Stamp Duty (ABSD), Total Debt Servicing Ratio (TDSR), and Loan-to-Value (LTV) limits. We'll help you understand how these regulations impact your buying power.

Loan Options: Explanation of various loan options available, including fixed and floating rates, and advice on selecting the best option for your financial situation. We'll also provide insights into the latest interest rate trends and bank promotions.

Timeline Development: Create a detailed timeline outlining each step of the purchase process, from initial consultation to moving in. This includes key milestones and deadlines to ensure a structured approach.

Smooth Process: By planning out a timeline, we ensure a smooth and efficient buying process, minimizing delays and potential issues. We provide regular updates and keep you informed at every step.

Customized Listings: Receive a curated list of properties that match your criteria, including new launches, resale HDB flats, and private properties. We leverage our extensive network and market knowledge to find properties that align with your preferences.

Property Viewings: Schedule and coordinate property viewings, ensuring all logistics are handled seamlessly. We provide detailed property reports and market insights for each viewing.

Leveraging PropTech Tools: Utilize advanced PropTech tools to streamline your property search. These tools allow you to filter properties based on your specific criteria, and get instant access to property details and analytics. This can significantly cut down the time spent on your property search, enabling you to make informed decisions quickly.

Market Analysis: Conduct a comparative market analysis to determine a fair and competitive offer price. We analyze recent transactions, current listings, and market trends to ensure you make an informed offer.

Offer Preparation: Prepare all necessary offer documents including guiding you through the Option to Purchase (OTP) process and other necessary paperwork.

Negotiation: Negotiate with the seller on your behalf to secure the best possible terms. Our goal is to get you the best deal while protecting your interests throughout the negotiation process.

Mortgage Finalization: Assist in finalizing your mortgage approval with the bank. We ensure that all necessary documents are submitted promptly and that the loan terms are favorable.

Legal Formalities: Work with legal professionals to complete the necessary paperwork, including the Option to Purchase (OTP) and Sale & Purchase Agreement (SPA). We also assist with the payment of stamp duties and other fees.

Closing Procedures: Guide you through the closing procedures, ensuring a smooth transition.