ARTICLES AND INSIGHTS

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New Launch vs Resale Property: Making the right choice in Singapore

Singapore's vibrant real estate market offers a plethora of options for both homebuyers and investors. Among the key decisions to make when entering this market is choosing between a new launch property and a resale property. Each option comes with its own set of advantages and considerations, catering to different preferences and needs. Let's delve into the comparison to help you make an informed decision.

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District Diary: Mapping Out Regions in Singapore

Singapore is a vibrant island known for its culture and diverse neighbourhoods. From the bustling Central Business District (CBD) to quiet suburban areas, each district offers its own unique charm and attributes. Choosing the ideal location is a vital part of buying properties. As a homebuyer, knowing what each district has to offer can help you identify neighbourhoods that align better with your lifestyle preferences like being close to your extended family, workplace or child’s school. Ultimately, the goal is to find your ideal home within your budget, leaving you more confident with your decision to buy a certain property.

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5 Reasons to Sell Your Property Over Renting It Out in Today's Market

In the fast-paced and ever-evolving real estate landscape of Singapore, property owners are often caught at a crossroads: to sell or to rent out their properties. While renting out a property might seem like a steady source of passive income, the current market conditions suggest that selling might be the more advantageous option. Here are five compelling reasons why you should consider selling your property instead of renting it out in today's Singapore market.

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The Importance of Increasing Net Worth in Singapore's Real Estate

In the bustling heart of Southeast Asia, Singapore stands out not just for its impressive skyline but also for its strategic approach to wealth management, especially through real estate. With its robust economy, political stability, and well-regulated property market, Singapore has become a magnet for those looking to grow their net worth. Here's why increasing your net worth through real estate is not just a wise decision but a crucial strategy in Singapore.

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Refinancing Your Home Loan in Singapore: A 2024 Guide

As we step into 2024, the landscape of home loans in Singapore is seeing significant shifts, compelling homeowners to consider the prospect of refinancing. With interest rates fluctuating around the three to four percent mark, making an informed decision is more crucial than ever. This guide delves into the essential considerations for homeowners contemplating refinancing their home loans in 2024.

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The truth behind the “99-1” property arrangements: What you need to know

In recent developments, the Inland Revenue Authority of Singapore (IRAS) has intensified its scrutiny over a particular property transaction method known colloquially as the 99-1 arrangement. This move has sparked widespread concern among property buyers, primarily those looking to circumvent the hefty Additional Buyer's Stamp Duty (ABSD) through creative means such as decoupling. However, amidst the ensuing confusion and panic, it's crucial to dissect the nuances of these arrangements, understand their legality, and appreciate how they differ from one another.

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What is DECOUPLING and will it work for you?

Navigating the complexities of real estate ownership and taxation can be a daunting task, especially when it comes to managing assets efficiently. One strategy that has garnered attention for its potential tax savings and flexibility is the decoupling strategy. This approach allows joint owners of a property, whether they are married couples or business partners, to transfer ownership shares amongst themselves in a manner that could lead to significant financial benefits. In this article, we will delve into what decoupling is, how it works, and the costs involved, providing a clearer understanding for those considering this strategy.

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Navigating the Real Estate Market: A Guide to Strategic Property Investment

Singapore's real estate market, known for its robustness and dynamism, offers enticing opportunities for investors. However, navigating this competitive landscape requires a strategic approach, underpinned by a comprehensive market analysis. Whether you're eyeing residential, commercial, or industrial properties, understanding the nuances of Singapore's market is crucial. Here's how to conduct an effective market analysis tailored to Singapore's unique environment:

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Is GST Hike & Rising Cost of Living Too Unbearable?

Is GST Hike & Rising Cost of Living Too Unbearable? Many consumers made it a point to squeeze in some last-minute shopping in December as they battled the deadline of the impending 9% goods and service tax amid other rising costs. Especially for big-ticket items where the gravity of GST could be felt.

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Rising Interest Rates - Are There Still Opportunities?

When you flip open the papers or turn on the news nowadays, the common buzzwords are “INFLATION”, “INTEREST RATE HIKES” & “LOOMING RECESSION”. These aforementioned occurrences do intrinsically affect us in varying degrees. With the stability of the economy called into question, people are naturally more prudent in the way they spend their money. As much as our human instincts force us to play it safe during times of uncertainty, what if the best opportunities are present during these times?

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Rising Interest Rates A Cause For Concern?

As most of you might know, Singapore’s interest rates are closely pegged to the movements of the US Fed’s interest rate. So how will the imminent hike in interest rates affect you?

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Can your HDB flat safeguard your retirement?

Today we will take a look at the HDB market to find out what are your options as an HDB owner and if your flat can see you through your retirement. As property prices continue to soar, we’ve witnessed some record-breaking HDB transaction prices in the recent years, the lifestyle and ambitions of the younger Singaporeans have evolved tremendously as compared to their parents. Many more young HDB owners are seeking upgrades to private homes. Are you one of them?

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What’s next for HDB owners?

Buying a home always seems daunting especially such it is a big-ticket item and the prices for private homes can easily start at a million dollars. But when you have the ability to break down the figures and have a clear overview of your financial capabilities in terms of servicing your monthly mortgages, you’ll realise that owning private homes is actually very within reach.

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Sell High & Buy High - Will This Still Make You a Profit?

Oftentimes when sellers are advised of the ideal time to sell their property and acquire another one, most of the time they would question the notion of selling high, because they feel that by doing so, won’t they be buying high as well?

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Can Sell 1 Buy 2 Strategy Still Work?

When you first hear of this “selling one and buying two properties” strategy, which is usually pitched to property upgraders, many a times the first thought that comes to mind might be “Is this safe?”.

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Crucial Facts - All First Time Home Buyers Need To Know

As first-time property buyers, there are many things we may fear. Most people lack the necessary experience in buying & selling properties so it may be daunting to choose the ideal property that could possibly enjoy growth yet well within affordability.

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