Today we will take a look at the HDB market to find out what are your options as an HDB owner and if your flat can see you through your retirement. As property prices continue to soar, we’ve witnessed some record-breaking HDB transaction prices in the recent years, the lifestyle and ambitions of the younger Singaporeans have evolved tremendously as compared to their parents. Many more young HDB owners are seeking upgrades to private homes. Are you one of them?

Buying a home always seems daunting especially such it is a big-ticket item and the prices for private homes can easily start at a million dollars. But when you have the ability to break down the figures and have a clear overview of your financial capabilities in terms of servicing your monthly mortgages, you’ll realise that owning private homes is actually very within reach.

Before you embark on listing your home for sale, here is a checklist that could be helpful in making sure your home leaves a good impression on prospective buyers – which hopefully leads to a swifter deal conclusion and at a desirable price.

Oftentimes when sellers are advised of the ideal time to sell their property and acquire another one, most of the time they would question the notion of selling high, because they feel that by doing so, won’t they be buying high as well?

When you first hear of this “selling one and buying two properties” strategy, which is usually pitched to property upgraders, many a times the first thought that comes to mind might be “Is this safe?”.

As first-time property buyers, there are many things we may fear. Most people lack the necessary experience in buying & selling properties so it may be daunting to choose the ideal property that could possibly enjoy growth yet well within affordability.